2 Convenient Locations for All Your Insurance Needs
Let us help you
Enfield
860.627.8655
Wethersfield
860.563.0067
Home Page

 

 

Earthquake Insurance


Earthquake Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Earthquake Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Earthquake Insurance Information

Most home insurance policies do not provide protection against the damages that earthquakes can cause. For homeowners in areas that are prone to earthquakes, and even those with a history of quakes—no matter how rare—should consider the benefits of earthquake insurance.

With the protection of a traditional home insurance policy, the foundation damage and wall damage caused by an earthquake, as well as the value of any contents that are destroyed, would likely not be covered. Instead, an insured would have to pay out of pocket to repair and replace anything damaged. Earthquake insurance through a separate policy or as a rider on your home policy, offers you an easy way to provide an affordable layer of insurance protection that only comes into play when an earthquake strikes.

As with other insurance policies earthquake insurance has an annual deductible that you must pay before damages will be covered. Deductibles may be based on a percentage of the policy’s total limits, which can be a substantial amount and one that insureds must prepare for. Additionally, the policy will have limits that determine the maximum your policy will pay. Just as they are with traditional home insurance, earthquake policy limits should be based on the cost to rebuild your home and not on the sale price or estimated value. Premium costs for your policy will be determined by evaluating many factors including your home’s location, date of construction and the construction materials.

Having earthquake insurance does not mitigate the need for flood insurance. For example, if an earthquake causes a tidal wave, which, in turn, creates flood conditions, that damage would only be covered by a flood insurance policy. 

Please Have an Agent Contact Me






Refer Referrals
We love referrals! And thank you even more for your continued business.
Policies Customer Service
Self policy service any time of the day, directly from our website.
Newsletter Join Our Newsletter
Stay in touch with the latest events, news and offers we have.

Knowledge and Expertise

About Us 

If you are not getting the professional advice and service that you deserve, it's time to give me a call!

Testimonials


Our Latest Blogs

Read More Read More Read More
Our Offices Connect With Us

Enfield

1654 King St., Suite 8
Enfield, CT 06082
Ph: 860.627.8655
Fx: 860.254.5820



Wethersfield

One Wells Road
Wethersfield, CT 06109
Ph: 860.563.0067
Fx: 860.513.1376


  Facebook LinkedIn Google+   
Your Trusted Advisor
 
Home Get A Quote Customer Service Employee Directory Our Companies Contact Powered by Insurance Website Builder