Water in the Basement

There has been a tremendous amount of rain that we all have experienced during the past 30 days and our agency has been receiving phone calls and messages from our clients if their homeowner insurance policy covers water damage in their basement?  There is no “one answer to this question” without knowing the cause of the water damage and where the insured has their homeowner insurance policy with.  The proper answer to their inquiries depends on the cause of the water in the basement and the insurance carrier who insures their home.  Water damage in the basement is a very complex claims issue and depending on what caused the water damage and the insurance carrier that writes you homeowner insurance, there can be many different answers.   If your current agent can not answer this question from you, it’s time to give us a call, we have the answers and the solutions to these type of claims!